Apply online

Trailer Financing

Apply with one of our outside lending partners in a few minutes. They make the credit decision and set the rate and terms.

Choose a lender

How trailer financing works

  1. Pick a trailer — or a price range. A stock number makes the application faster.
  2. Apply with a lender using a button above. You'll enter your details on the lender's own site.
  3. The lender responds with their decision and, if approved, the rate, term and any down payment they require.
  4. Finish with us. Bring your approval and we'll get your paperwork and trailer ready.

We don't make credit decisions and can't promise approval, a rate or a term. Questions? Call (435) 776-6528.

Estimate a payment

Example rate only. Change it to match an offer you have.
$—/mo estimated

Estimate only, not an offer of credit. Actual rates and terms are set by the lender and depend on your credit, the trailer and the down payment. Taxes and fees are not included.

Apply with a lender

Frequently asked questions

Who decides whether I am approved?

The lender does. We send you to the lender’s own secure application, and they decide approval, rate, term and any down payment.

Does applying affect my credit?

It depends on the lender and the type of application. Each lender explains on its application page what kind of credit check it uses, so read that before you submit.

Can I finance a used trailer?

Lenders set their own rules about the age and type of trailer they will finance. Call or text (435) 776-6528 with the stock number and we can tell you what to expect.

Is the payment calculator a quote?

No. It uses the standard loan formula with the numbers you enter, including an example interest rate. Your real rate comes from the lender.

Disclosures

Financing is provided by third-party lenders, not by Valley Trailer Company. All financing is subject to credit approval by the lender. Payment estimates on this site are for illustration only.

Questions about financing?

Call us and we'll walk you through it.